CFA vs FRM: Amene chitsimikizo Bwino?

CFA vs FRM: Amene chitsimikizo Bwino?

Updated:July 20, 2018
Bryce Welker, CPA

Kodi CFA kapena FRM bwino Ntchito Yanu?

Ichi ndi chimodzi mwa kaƔirikaƔiri anafunsa mafunso ophunzira ayenera kupanga posankha patsogolo awo ntchito mu zachuma. kusankha n'kofunika kwambiri chifukwa aliyense wa certifications amatenga zambiri ntchito mwakhama, ndalama ndi nthawi. Chisankho kungakhale kovuta ngati sadziwa kusiyana zake zazikulu. Kusiyana chachikulu pakati certifications ndi CFA ndi FRM ndi nkhani zimene okutidwa. CFA chimakwirira osiyanasiyana waukulu nkhani za ndalama monga zachuma m'makampani, kasamalidwe mbiri, akawunti, ndalama amodzi, ndi ena ofanana. Mbali inayi, FRM ndi apadera anira chiopsezo. komanso, CFA amakonzekera inu bwino ntchito ya banki ndalama, kasamalidwe mbiri, kafukufuku ndalama. FRM ndi yosayenera anthu amene akufuna kuti ntchito kasamalidwe chiopsezo ku mabanki, chuma dipatimenti kapena kuwunika chiopsezo.

Kodi CFA?

CFA amayimira yahayala Financial katswiri ndipo ndi chitsimikizo udachita kudzera Institute ndi CFA. CFAs ali akatswiri anira ndalama. Ena maudindo otchuka ntchito imene CFAs monga woyang'anira mbiri, katswiri kafukufuku, ndi ndalama ku banki. Iwo amakonda kugwira ntchito zachuma m'makampani.

ndi FRM Kodi?

FRM amayimira Manager Financial Chiopsezo ndipo ndi chitsimikizo anapereka mwa Association of Anthu Chiopsezo Global. GARP ndi chitsimikizo FRM ali padziko lonse lapansi anazindikira. FRMs kuwunika chiopsezo bungwe ndi kupeza njira kuchepetsa kapena kuchepetsa izo. Angapezeke ntchito kubanki, mabungwe, Makampani kasamaliridwe kakatundu, ndi boma.

CFA vs FRM: chitsimikizo Zofunika

Pofuna kukhala CFA, muyenera kulembetsa mu pulogalamu chitsimikizo anapereka Institute ndi CFA. Kulembetsa mu pulogalamuyi, muyenera digiri ya zaka zinayi kapena osakaniza zinachitikira maphunziro / ntchito zimene zachitika ndi mayeso mbali zitatu kuphimba nkhani zotsatirazi:
  • Ethics
  • chachuma Management
  • akawunti
  • Corporate Finance
  • amodzi Ndalama
  • lopita ndalama
Pamafunika za 300 maola kuphunzira pochitika mulingo uliwose wa mayeso CFA. komanso, kulandira hayala, muyenera kukhala ndi zaka miyendo inayi zinachitikira ofanana ntchito pa CFA. Muyenera kukhala membala wa Institute ndi CFA.
Ngati mukufuna kukhala FRM, muyenera anadutsa mbali ziwiri mayeso kutumikiridwa ndi Association of Anthu Chiopsezo Global (GARP) amadzazira nkhani zotsatirazi:
  • Analysis kachulukidwe
  • zotumphukira
  • Ubwino Chiseyeye
  • Mawu Chiopsezo
  • opaleshoni Chiopsezo
  • Basel mchikhalidwe
Iwo amangoona amatenga FRM ofuna osachepera 150 maola kuphunzira kwa wina ndi mlingo mayeso ndi GARP limalimbikitsa FRMs kutenga 40 maola wa maphunziro kupitiriza zaka ziwiri. Ngakhale GARP samaitana pa lamulo lililonse yeniyeni digiri ya zaka zinayi kapena mlingo wa maola ngongole, kugwira ntchito anira chiopsezo m'pofunika kukhala yoyamba. Kupeza kapena chitsimikizo, kukonzekera yopeza nthawi yaitali kuphunzira ndi mayeso kukonzekera.

CFA vs FRM: Njira ntchito

Ndi mmene CFAs ndi mipata yambiri ntchito kuposa FRMs chifukwa cha maphunziro awo waukulu ndi luso, makamaka bwana. CFAs amakhazikika yosamalira ndi maximizing ndalama motsimikiza ndi, amene angathe aponye lonse ukonde ntchito wanzeru. CFAs amangoona ntchito ndalama tchinga, Msungidwe mabanki, ndi makampani zachuma kuchita ndalama banki, kasamalidwe mbiri, ndi kafukufuku kusasiyana. Mbali inayi, FRMs nthawi zambiri apadera kuganizira bwinobwino za chiopsezo ndi lodziwa njira kuchepetsa mkati kampani kapena mbiri. FRMs ambiri kugwira mlingo bwana ndi wamkulu amene azimvetsera chiopsezo ndi ndalama chiopsezo.

CFA vs FRM: mtengo chitsimikizo

The mayeso CFA ali ndi kamodzi gulu pulogalamu ija $450. Onse chindapusa mayeso aliyense mlingo ambiri mtengo $930. ofuna CFA angayembekezere kulipira $1,100 kuti $1,700 kupeza hayala awo. Kutenga mayeso FRM, muyenera kulipira $400 amalipiritsa gulu kuwonjezera ndalama za mayeso lililonse. ndalama Part I $875 ndi ndalama Part II $475. Mungayembekezere kulipira $1,050 kuti $1,500 kukhala FRM. Pass mitengo mayeso onsewo ali mu 40 peresenti osiyanasiyana.

CFA vs FRM: Ndalama

Malipilo kwa ntchito iliyonse zimadalira mutu waudindo, zaka zambiri, ndi malo. Analembetsa Mtumiki Malipiro CFAs akhoza kupeza malipiro pakati $45,000 ndi $180,000 pa chaka malingana malo awo, zinachitikira, ndi makampani. Uthunthu FRM malipiro ndi ofanana kwambiri kwa CFA malipiro osiyanasiyana. FRMs ambiri kupeza $50,000 kuti $165,000.

kotero, Chabwino n'chiti kwa Inu?

mayina awiri onsewa mofanana kulemekezedwa padziko lonse ndipo palibe mmodzi aposa ena. Iwo ali osiyana basi. CPA vs MBA Ngakhale lakuti CFA ndi okulira pa kukula ndi lolunjika kwambiri ndalama, ndi FRM imakhazikika potaya ndi kusamalira chiopsezo bungwe. chisankho chanu awiriwa amadalira kumene zokonda zanu kugona ndi zimene mumakonda kuchita zambiri. Ngati mukufuna kuphunzira zambiri za bwino CFA yokonzekera maphunziro you can go here. Palibe chifukwa inu simungakhoze kukhala onse. Izi zidalira pa zimene mukufuna kuchita ndi ntchito yanu. The yabwino Tiyerekezenso kuti nonse awiri ndi CFA ndi FRM chitsimikizo is if you are a CFA and would like to specialize in risk management. Kumbukirani, ndi FRM akuti ndi njira yapadera kuposa CFA. kotero, izo zikhoza kukhala bwino ndi onse. Ndibwino kuti tione zimene mukufuna kuchita ndi ntchito yanu ndipo sankhani munthu m'modzi. Ndiye pambuyo inu kuyamba ntchito yanu, mukhoza kusankha ngati izo zikanakhala zopindulitsa kutsata wina.

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