CFA vs FRM: Wanne Certification ne Better?

CFA vs FRM: Wanne Certification ne Better?

Updated:Yuli 18, 2018
Bryce Welker, CPA

Shin CFA ko FRM Better for Your Career?

Wannan shi ne daya daga cikin mafi tambayoyin da cewa dalibai dole ne sa lokacin da yankan shawara da su ciyar da yabo a finance. Ka zabi ne da muhimmanci, domin kowane daga cikin certifications daukan yawa wuya aikin, kudi da kuma lokaci. A zabi na iya zama da wuya idan kun kasance ba ku sani ba daga ta key bambance-bambance. Bambanci na farko tsakanin CFA da kuma FRM certifications ne batutuwa da cewa an rufe. CFA maida hankali ne akan wani m kewayon batutuwa a finance kamar kamfanoni finance, fayil management, lissafin kudi, ajali albashi, da kuma Kalam. A wannan bangaren, FRM ne na musamman a hadarin gudanar da. Har ila yau,, CFA shirya muku kyau ga yabo a zuba jari banki, fayil management, kudi bincike. A FRM ne dace ga wadanda suke so su yi wani aiki a hadarin gudanar a bankuna, ma'aikatar baitul ko a hadarin kimomi.

Mene ne wani CFA?

CFA tsaye ga Chartered Financial Analyst kuma shi ne takardar shaida sanã'anta ta hanyar da CFA Institute. CFAs ne kwararru a zuba jari management. Wasu rare aiki lakabi gudanar da CFAs hada da fayil manajan, bincike Analyst, da zuba jari banki. Su ma sukan yi aiki a kamfanoni finance.

Mene ne wani FRM?

FRM tsaye ga Financial Hadarin Manager kuma shi ne a takardar shaida miƙa ta Global Association of Hadarin Ma'aikata. GARP da FRM takardar shaida ake kasashen duniya. FRMs tantance kungiya hadarin da kuma ci gaba da dabarun rage ko biya diyya shi. Su za a iya samu aiki a banki, hukumomi, sarrafawar kadara kamfanonin, da kuma gwamnatin.

CFA vs FRM: takardar shaida bukatun

Domin zama CFA, dole ne ka shiga da a cikin takardar shaida shirin miƙa ta CFA Institute. Don shiga da a cikin shirin, kana bukatar wani hudu-shekara digiri ko hade da ilmi / aiki da kwarewa da kuma wuce wani uku-kashi jarrabawa rufe da wadannan batutuwa:
  • xa'a
  • fayil Management
  • Accounting
  • Corporate Finance
  • Kafaffen Income
  • ãdalci zuba jari
Yana daukan game da 300 hours na binciken lokaci auku kowane matakin na CFA jarrabawa. Har ila yau,, don karɓar shatan, kana bukatar ka yi tun kimanin shekaru na related aikin kwarewa a karkashin wani CFA. Dole ne ka kuma zama memba na CFA Institute.
Idan kana so ka zama mai FRM, dole ne ka wuce a biyu-kashi jarrabawa gudanar da Global Association of Hadarin Ma'aikata (GARP) rufe da wadannan batutuwa:
  • gwada yawa Analysis
  • Kalam
  • Darajar a Hadarin
  • Credit Hadarin
  • Operation Hadarin
  • Basel norms
Yana yawanci daukan FRM 'yan takara a kalla 150 hours don nazarin ga kowane jarrabawa matakin da GARP karfafa FRMs dauki 40 hours of ci gaba da ilimi a kowace shekara biyu. Duk da yake cikin GARP ba kira ga duk wani takamaiman shekaru hudu mataki da ake bukata, ko kuma m yawan bashi sa'o'i, ya rike wani aiki a hadarin gudanar da shi wajibi ne don da tuzuru. To sami ko dai takardar shaida, za a shirya da su zuba jari babba lokaci a nazari da kuma jarrabawa shirye-shiryen.

CFA vs FRM: Career Path

Yana da hankula cewa CFAs da karin aiki da damar da fiye da FRMs saboda su m karatu da kuma basira, musamman a kociya matsayi. CFAs kware a manajan da kuma maximizing mai kauri ta zuba jari, wanda zai iya jefa mai fadi da net aiki-hikima. CFAs yawanci aiki a shinge kudi, zuba jari bankuna, da kuma kamfanoni kudi yin zuba jari banki, fayil management, da ãdalci bincike. A wannan bangaren, FRMs ne yafi na musamman mayar da hankali a kan nazarin hadarin da ya fara nuna hanyoyin da za a rage girman da shi a cikin wani kamfanin ko fayil. FRMs yawanci rike kociya kuma zartarwa matakin matsayi wanda tattara a kan hadarin da kuma zuba jari hadarin.

CFA vs FRM: takardar shaida Halin kaka

A CFA jarrabawa yana da wani daya-lokaci shirin yin rajista fee na $450. A total jarrabawa kudade domin kowane matakin yawanci kudin $930. CFA 'yan takara iya sa ran biya $1,100 to $1,700 to samu su yi oda. Don dauki FRM jarrabawa, kana bukatar ka biya wani $400 rejista fee Baya ga halin kaka na kowace jarrabawa. Part I halin kaka $875 kuma Part II halin kaka $475. Za ka iya sa ran biya $1,050 to $1,500 don zama wani FRM. Wuce rates duka biyu jarrabawa ne a cikin 40 kashi kewayon.

CFA vs FRM: albashi

Albashi ga wani sana'a dogara a kan aiki suna, shekaru gwaninta, da wuri. Sa suna Agent albashin da ake CFAs iya sami albashi tsakanin $45,000 da kuma $180,000 a kowace shekara dangane da matsayin su,, kwarewa, da kuma masana'antun. A FRM albashi iyaka ne sosai kama da CFA albashi kewayon. FRMs yawanci aikatãwa $50,000 to $165,000.

Saboda haka, Wanne ne mafi alhẽri gare ku?

Dukansu zane-zane da aka daidaita mutunta duk faɗin duniya da kuma ba daya ne mafi alhẽri daga da sauran. Su ne kawai daban-daban. CPA vs MBA Duk da yake cikin CFA nadi ne mafi fadi a Zangon da kuma mayar da hankali a kan zuba jari sosai, da FRM ƙware a kimantawa da kuma manajan hadarin wani shiri. Ka yanke shawarar tsakanin biyu kuma shi nauyi ne a kan inda your bukatun karya da kuma abin da za ku ji dadin yin more. Idan kana so ka koyi game da mafi kyau CFA Prep Darussan you can go here. Babu dalilin da ya sa ba za ka iya yi duka biyu. A duk ya dogara a kan abin da ka so ka yi tare da your aiki. A mafi ma'ana labari ga ciwon biyu a CFA da kuma FRM takardar shaida is if you are a CFA and would like to specialize in risk management. tuna, da FRM nadi ne hanya mafi musamman fiye da CFA. Saboda haka, shi zai iya zama fa'ida don sun biyu. Ina bayar da shawarar cewa look at abin da ka so ka yi tare da aiki da kuma sama daya. Sa'an nan bayan da ka fara your aiki, za ka iya yanke shawara idan shi zai zama da amfani don su bi sawun wani daya.

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