CFA vs CPA: Nws yog ib qhov zoo tshaj plaws rau koj?

CFA vs CPA: Nws yog ib qhov zoo tshaj plaws rau koj?

Updated:Lub kaum hli ntuj 20, 2018
Bryce Welker, CPA

CFA vs. CPA

Cov tub txawg nyob rau hauv nyiaj txiag feem ntau caum kev txuj ci tsim nyog nyob rau hauv thiaj li yuav nce lawv cov hauj lwm. Ntawv pov thawj Public Accountant (CPA) thiab Chartered Nyiaj Txiag Analyst (CFA) yog debatably lub ob feem ntau prestigious lub npe nyob rau hauv lawv cov teb. Yuav ua li cas yog qhov txawv, thiab cov uas muaj ib tug yog zoo dua? Lub hom sib txawv nruab nrab ntawm ob yog dab tsi txhua txoj hauj lwm npog thiab cov hauj lwm lub sij hawm. CPA yog xav tau "dub siv nyob rau hauv accounting" thiab npaj rau koj cov hauj lwm nyob rau hauv Accounting thiab auditing, whereas, CFA Program focusses rau Investment Management yuav tsum vov sab ntsiab lus zoo ib yam li Neeg nyiaj txiag, portfolio Management, derivatives, taag Income, Lwm nqis peev uas thiab koj npaj rau cov hauj lwm nyob rau hauv Peev tuamtxhab, portfolio Management, Nyiaj txiag kev tshawb fawb thiab lwm yam. Es tsis nug lo lus nug no hais tias "uas yog zoo dua?", koj yuav tsum tau nug "uas yog yog zoo dua rau koj". Ib tug CPA yog ib tug los rau uas tsis yog-pej xeem nyiaj, se suav nyiaj, thiab nyiaj txiag cov tub txawg uas nrhiav ib tug lub npe uas qhia tseeb tias lawv muaj pes tsawg crunching kev txawj ntse. Ib tug CPA kuj muaj txoj cai uas yuav kos npe rau tshawb ntawv ceeb toom uas yuav ua rau lub title tshwj xeeb. Raws li cov AICPA, CPAs roughly khwv tau 10-15% ntau thaum lawv pib ua hauj lwm piv rau uas tsis yog-credentialed LAGLUAM. Tsis tas li ntawd CPAs yog ntau txaus nyiam mus ua hauj lwm tshaj uas tsis yog-CPAs. CPA Nyiaj Hli Raws li cov U.S. Bureau of Labor Statistics (BLS), accountant thiab auditor hauj lwm, uas muaj xws li CPA lub nrog lwm accounting cov tub txawg, tau npaj rau loj hlob los ntawm 13 feem pua ​​ntawm 2012 thiab 2022.

Yuav ua li cas yog ib tug CFA?

Lub CFA title yog tus txheej txheem kub nyob rau hauv nyiaj txiag thiab peev. Yog hais tias koj tab tom nrhiav rau ib txoj hauj lwm raws li kev ncaj ncees tshuaj ntsuam, fund managers, thiab cov tub txawg nyob rau hauv lub cuab tam kev tswj los yog hedge fund tsev, qhov no yog qhov zoo tshaj plaws lub npe koj yuav tau txais. CFAs siab rau peev tswj.
Lub sab saum toj chaw ua hauj lwm ntawm CFAs muaj xws li cov feem ntau fwm nyiaj txiag corporations nyob rau hauv lub ntiaj teb no, xws li, JPMorgan, Citigroup, Bank of America, thiab Wells Fargo.
Muaj ntau ntawm cov no yog cov tsev txhab nyiaj peev, tab sis lub CFA Program mus dhau ntawd mus rau hauv txoj kev paub thiab kev txawj ntse ntau yam rau lub ntiaj teb no peev tswj profession ntawm lub standpoint ntawm ib tug kws kho mob.

CFA vs CPA: Daim Ntawv Thov

Cov tsim nyog tau txais rau kev CPA title yog lub siab tshaj plaws ntawm tag nrho cov nyiaj txiag muaj feem tsim nyog. Koj yuav tsum muaj tsawg kawg yog ib tug 4-xyoo bachelor degree thiab nyob rau hauv Feem ntau, 150 credit teev (sib npaug rau 5 xyoo kawm ntawv qib siab) zaum tau rau cov tub ntxhais. Lub CPA daim ntawv tso cai pom zoo los ntawm txhua tus ntawm cov 55 lub xeev los yog cheeb tsam nyob rau hauv lub tebchaws United States. Vim hais tias ntawm lub high school barrier ntawm nkag thiab tham daim ntawv thov txheej txheem, nws yog ib tug heev nyuaj txheej txheem. Lub CFA yog ib tug los tso cai los ntawm lub koom haum CFA, lub ntiaj teb no uas tsis yog-profit cov koom haum. Lub koom haum yog raws li nyob rau hauv lub US, tab sis muaj 3 regional chaw ua hauj lwm thiab 200 local chapters around the world. Koj yuav thov tau los ntawm cov koom haum thiab daim ntawv thov yog tus yooj yim. Raws li ntev raws li koj muaj ib tug bachelor degree (tsis tas 4 xyoo), koj yuav zaum tau rau cov tub ntxhais. Koj muaj peev xwm txawm xeem ua ntej kawm tiav rau xyoo

CFA los yog CPA: Exam Cov ntsiab lus thiab hom

Lub CPA Exam muaj 4 kev kuaj mob seem: nyiaj txiag accounting & Qhia, Audit & teev, Cai thiab kev ua lag ua luam ib puag ncig & Ntsiab. Cov kev kuaj mob yog 100% computerized muaj ntau yam kev xaiv cov lus nug, neeg ua hauj lwm raws li kev xyaum ua (cov ntaub ntawv tshawb fawb), thiab sau ntawv sib txuas lus. Koj yuav xaiv tau coj lub 4 qhov chaw ib tug nyob rau ib lub sij hawm, 2 ib lub sij hawm, los yog txawm 4 nyob rau tib lub sij hawm. Koj muaj peev xwm zaum rau cov tub ntxhais txhua lub sij hawm nyob rau hauv lub CPA kev kuaj mob kev soj ntsuam qhov rais, uas yog tus thawj 2 lub hlis ntawm txhua peb lub hlis twg thiab thaum twg prometric chaw thoob plaws hauv lub US. Muaj kuj soj ntsuam chaw nyob rau hauv Nyiv, Brazil thiab 4 Middle Eastern lub teb chaws.
Feem ntau cov xeev boards yuav tsum tau nyob ib ncig ntawm 1 xyoo ntawm accounting kev ua ntej tau txais daim ntawv tso cai, thiab rau cov xeev feem ntau no tau yuav tsum tau saib xyuas thiab qhia tau tseeb los ntawm ib tug active CPA.
Lub CFA kuaj mob hom ntawv yog tsawg npaum li cas saj zawg zog. muaj 3 theem ntawm kev kuaj mob, thiab koj yuav tsum ua kom tiav lawv nyob rau hauv cov kev txiav txim yuav tawm mus rau tom ntej no. Cov kev kuaj mob yog teem rau nyiaj txiag tsom xam thiab portfolio tswj es tsis txhob ntawm accounting, tshawb thiab taxation. Qhov kev kuaj ntawd yog xeem ob zaug ib xyoos rau Level 1, thiab ib xyoos ib zaug rau Level 2 thiab 3. Muaj ntau ntau thoob ntiaj teb kev soj ntsuam cov chaw rau cov CFA kev kuaj mob nyob rau hauv loj lub zos thiab tsam chaw. Txawm tias technically koj yuav ua kom tiav cov CFA kev kuaj mob hauv 18 lub hlis (theem 1 nyob rau hauv lub Kaum Ob Hlis, theem 2 nyob rau hauv Lub rau hli ntuj, theem 3 nyob rau hauv Lub rau hli ntuj hauv lub xyoo tom qab), feem ntau tus neeg sib tw noj 4 xyoo mus ua kom tiav cov piab. Nws yuav siv sij hawm ntev npaum li cas los ua ib tug CFA tshaj ib tug CPA. Koj yuav tsum tau muaj 4 xyoo ntawm cov kev tau txais cov CFA los. Koj tus thawj saib xyuas, uas yuav tsum tau saib meej koj kev, tsis yuav tsum tau ib tug CFA.

Yog li ntawd, Uas yog zoo dua?

Thaum txiav txim siab seb puas yuav mus rau CFA los yog CPA, tus thawj thiab foremost tshaj plaws koj yuav tsum xav txog yog koj cov hauj lwm. Dhau li ntawd, lub CPA title muaj ntau kev txwv kev kawm ntawv thiab kev yuav tsum tau, tab sis thaum koj tau txais, tus txheej txheem yog sai npaum li cas. CFA muaj ib tug tsawg dua nkag barrier tab sis nws yuav siv sij hawm ntev npaum li cas lub sij hawm mus ua kom tiav. Qhov kev txiav txim ntawm cov ob yog thaum kawg mus txog rau koj thiab koj lub hauj lwm lub hom phiaj. Pib thiab nrog rau cov zoo tshaj plaws CPA Review Chav Kawm los yog find the best CFA Study Materials

Other Posts You Might Enjoy:

Leave a Reply

Your email address will not be published. Required fields are marked *

0 Comment